Home Repair and Modifications

Access-A-Home Program

This program provides assistance to people who must adapt their homes for wheelchair use. The amount of assistance depends upon income.

Disabled Residential Rehabilitation Assistance Program for Homeowners

This program for Persons with Disabilities offers financial assistance to homeowners to undertake accessibility work to modify dwellings occupied or intended for occupancy by persons with disabilities. Funding is provided jointly by the Government of Canada (75%) and the Province of Nova Scotia (25%).

Emergency Repair Program

This program assists eligible homeowners or occupiers in rural areas to undertake emergency repairs required for the continued safe occupancy of their houses. A significant portion of this program is directed to the Aboriginal people of Canada. Funding is provided jointly by the Government of Canada (75%) and the Province of Nova Scotia (25%).

Home Ownership Preservation

This program provides assistance to homeowners who require major repairs or renovations to their homes in order to meet minimum health and safety standards.

Parent Apartment Program

This program provides low-interest loans to enable homeowners to adapt or build an addition to their single-family dwelling to accommodate an aging family member.

Provincial Housing Emergency Repair Program

This program provides assistance to low income households who cannot afford to carry out emergency repairs on their homes.

Small Loans Assistance Program

This program provides low-interest loans to enable low- and moderate-income homeowners to make home improvements.

GST/HST New Housing Rebate

This program provides a rebate on the goods and services tax (GST) or the harmonized sales tax (HST) paid on the construction or purchase of newly constructed or substantially renovated homes.

Investment in Affordable Housing (IAH)

Under the IAH, provinces and territories design and deliver affordable housing programs to address local housing needs and priorities. This may include housing programs for seniors and persons with disabilities. Prince Edward Island (PEI) and Yukon Territory have chosen to extend existing affordable housing delivery arrangements. As a result, in PEI and Yukon Territory, Canada Mortgage and Housing Corporation (CMHC) delivers assistance for accessibility modifications through the Home Adaptations for Seniors Independence (HASI) program and the Residential Rehabilitation Assistance Program for Persons with Disabilities (RRAP-D).

Residential Rehabilitation Assistance Program (RRAP) On-Reserve

This program provides funding to First Nation councils and members so that they can repair on-reserve housing that does not meet minimum federal health and safety standards, or make homes accessible to persons with disabilities.

The Loan Insurance Program On-Reserve with Ministerial Loan Guarantee

The On-Reserve Loan Insurance program provides insurance on loans granted by approved lenders for the purchase, construction, renovation or refinancing of single-family homes or multiple rental housing on reserves.