Home Repair and Modifications

Residential Rehabilitation Assistance Program (RRAP) On-Reserve

This program provides funding to First Nation councils and members so that they can repair on-reserve housing that does not meet minimum federal health and safety standards, or make homes accessible to persons with disabilities.

Residential Adaptation Assistance Program (RAAP)

This program helps people with disabilities to cover the cost of making their homes accessible.

Additional Information

• Regional Offices only offer service in French.

Home Adaptations for Seniors' Independence

The program Home Adaptations for Seniors' Independence provides financial assistance for low-income seniors aged 65 or over to help them make minor adaptations to their homes or apartments.

Additional Information

Only work carried out after an eligibility certificate has been issued by the regional county municipality, municipality or Société d'habitation du Québec is eligible.

The Loan Insurance Program On-Reserve with Ministerial Loan Guarantee

The On-Reserve Loan Insurance program provides insurance on loans granted by approved lenders for the purchase, construction, renovation or refinancing of single-family homes or multiple rental housing on reserves.

GST/HST New Housing Rebate

This program provides a rebate on the goods and services tax (GST) or the harmonized sales tax (HST) paid on the construction or purchase of newly constructed or substantially renovated homes.

Investment in Affordable Housing (IAH)

Under the IAH, provinces and territories design and deliver affordable housing programs to address local housing needs and priorities. This may include housing programs for seniors and persons with disabilities. Prince Edward Island (PEI) and Yukon Territory have chosen to extend existing affordable housing delivery arrangements. As a result, in PEI and Yukon Territory, Canada Mortgage and Housing Corporation (CMHC) delivers assistance for accessibility modifications through the Home Adaptations for Seniors Independence (HASI) program and the Residential Rehabilitation Assistance Program for Persons with Disabilities (RRAP-D).

RénoVillage

This program provides financial assistance to low-income owners living in rural areas to correct existing major defects in their homes.

Additional Information

The value of the building must not exceed $35,000. An regional county municipality may set a higher value for all or part of its territory, provided the amount does not exceed $75,000.

Éconologis – Programme d'interventions auprès des ménages à budget modeste

 (only available in French)
This program provides customized tips and services to help eligible low-income clients improve their home's energy efficiency.

Emergency Repair Program

The Emergency Repair Program offers financial assistance for very low-income owner-occupiers who live in rural areas and whose current residence has one or more major defects that pose an immediate threat to the health or safety of its occupants.

Additional Information

The assistance is not paid until the work has been completed. It cannot exceed the cost quoted or billed by the contractor, or the cost established by the participating municipality using the Société d'habitation du Québec price list, whichever is higher