Home Repair and Modifications

Residential Rehabilitation Assistance Program (RRAP) On-Reserve

This program provides funding to First Nation councils and members so that they can repair on-reserve housing that does not meet minimum federal health and safety standards, or make homes accessible to persons with disabilities.

The Loan Insurance Program On-Reserve with Ministerial Loan Guarantee

The On-Reserve Loan Insurance program provides insurance on loans granted by approved lenders for the purchase, construction, renovation or refinancing of single-family homes or multiple rental housing on reserves.

GST/HST New Housing Rebate

This program provides a rebate on the goods and services tax (GST) or the harmonized sales tax (HST) paid on the construction or purchase of newly constructed or substantially renovated homes.

Investment in Affordable Housing (IAH)

Under the IAH, provinces and territories design and deliver affordable housing programs to address local housing needs and priorities. This may include housing programs for seniors and persons with disabilities. Prince Edward Island (PEI) and Yukon Territory have chosen to extend existing affordable housing delivery arrangements. As a result, in PEI and Yukon Territory, Canada Mortgage and Housing Corporation (CMHC) delivers assistance for accessibility modifications through the Home Adaptations for Seniors Independence (HASI) program and the Residential Rehabilitation Assistance Program for Persons with Disabilities (RRAP-D).