Ownership

Mortgage Loan Insurance

This program provides insurance on loans granted for the purchase, construction, renovation or refinancing of single-family homes or multiple rental housing.

GST/HST New Housing Rebate

This program provides a rebate on the goods and services tax (GST) or the harmonized sales tax (HST) paid on the construction or purchase of newly constructed or substantially renovated homes.

Investment in Affordable Housing (IAH)

Under the IAH, provinces and territories design and deliver affordable housing programs to address local housing needs and priorities. This may include housing programs for seniors and persons with disabilities. Prince Edward Island (PEI) and Yukon Territory have chosen to extend existing affordable housing delivery arrangements. As a result, in PEI and Yukon Territory, Canada Mortgage and Housing Corporation (CMHC) delivers assistance for accessibility modifications through the Home Adaptations for Seniors Independence (HASI) program and the Residential Rehabilitation Assistance Program for Persons with Disabilities (RRAP-D).

Home Buyers' Plan (HBP)

This program allows eligible taxpayers to withdraw funds from their registered retirement savings plan (RRSP) to purchase or build a first home.