Home Repair and Modifications

Residential Rehabilitation Assistance Program (RRAP) On-Reserve

This program provides funding to First Nation councils and members so that they can repair on-reserve housing that does not meet minimum federal health and safety standards, or make homes accessible to persons with disabilities.

Provincial Home Repair Program (PHRP)

This program provides grants and repayable loans to allow low-income homeowners to make necessary repairs to bring their homes to an acceptable level of health and safety. It also provides low-income homeowners with financial assistance to make their homes accessible to senior occupants or persons with disabilities.

The Loan Insurance Program On-Reserve with Ministerial Loan Guarantee

The On-Reserve Loan Insurance program provides insurance on loans granted by approved lenders for the purchase, construction, renovation or refinancing of single-family homes or multiple rental housing on reserves.

GST/HST New Housing Rebate

This program provides a rebate on the goods and services tax (GST) or the harmonized sales tax (HST) paid on the construction or purchase of newly constructed or substantially renovated homes.

Investment in Affordable Housing (IAH)

Under the IAH, provinces and territories design and deliver affordable housing programs to address local housing needs and priorities. This may include housing programs for seniors and persons with disabilities. Prince Edward Island (PEI) and Yukon Territory have chosen to extend existing affordable housing delivery arrangements. As a result, in PEI and Yukon Territory, Canada Mortgage and Housing Corporation (CMHC) delivers assistance for accessibility modifications through the Home Adaptations for Seniors Independence (HASI) program and the Residential Rehabilitation Assistance Program for Persons with Disabilities (RRAP-D).

Other Special Needs Funding/Community Access

This program provides financial assistance to enable persons with disabilities to make minor modifications to make their homes more accessible or to make minor repairs to furniture and appliances. It also provides assistance to persons with developmental disabilities to enable them to participate in Community Access activities.

Sales Tax Rebate Program - Building Materials for Homes in Labrador

This program provides a tax rebate for building materials for homes in Labrador.